A Little Levity Please

Capital Markets 2012

Operating Expense Ratio

Explaining the Methods of Hard-Money Lenders

Register Now!

About Us

Archive

CND
CHURCH FINANCING
AVAILABLE
Fixed Interest Rates:
Interest rates are fixed for the entire term of the loan up to twenty years with no penalty for early prepayment. This represents the most conservative approach by eliminating all interest rate risk.
Special Amortization Schedules:
Payments can be graduated to meet cash flow requirements; this factor alone is very important in the budgeting process. Payments can also be structured around a capital fund drive.
Additional financing:
The ability to do additional borrowing without refinancing will provide much needed protection to your church from interest rate increases and refinancing costs. This feature is very significant as the church needs to phase a Master Plan.

Experience and Expertise:

WE WANT YOUR BUSINESS!!! Make no mistake about it, the commercial lending business is tough. When you are looking for a commercial loan for your client it would serve you well to keep in consideration that each loan has it's own DNA. No two loans are a like and no two lenders are a same. What we have created here at 1st Coastal Commercial Capital is an unlike any other funding source available in the market today. Although are concept is simple, it is not easily duplicated. We have amassed a network of over 300 branches 600+ funding sources and a team of experts that far surpass any other company in the industry today. And why is that important? It allows us the ability to fund any loan imaginable, get you the best rate and terms available and close in the shortest possible time. We fund all asset classes from marinas, hotels, bars, gas stations, apartments complexes franchises, factories and anything in between. Our minimum loan amount is $250,000. However, we can make exceptions if necessary and due to our relationship with hedge funds and other major funding sources as well as hard money and bridge lenders, if the numbers make sense there really is no maximum. GET STARTED NOW! Visit Our Quick Qualifier Click Here Now!

Frequent Deals We're Seeing... Greetings! One of the best loan types we're experiencing are principal reduction deals. These are typically performing borrowers that have been offered a principal reduction from their bank to relieve the bank balance sheet of the property type and many times help increase the banks capital reserves. They're happening all over the country! What we find interesting is the banks typically provide the borrower with a limited window of time to take advantage of the depreciated pay off (DPO). The usual time frame is 14 to 30 days. Definitely not enough time to acquire a conventional loan. Curiously it seems other banks don't want to finance directly behind a DPO either. Maybe as a courtesy to other depositories, not really sure of the logic or lack thereof. WE HAVE MONEY TO LEND! If you have a project you'd like us to review...let's get started! We're here to help you close more deals and in record time! 10 Unit Office Complex- Canton, OH NOTE BALANCE: $950,000.00 Original bank was taken over by the FDIC. Borrower negotiated with the FDIC and received a DPO of $415,000.00- $535,000 off original Note! CRF closed within 6 days 184 Unit Climate Controlled Self Storage Aurora, IL NOTE BALANCE: $1,725,000 Borrowers bank negotiated a DPO of $590,000- $1,1350,000 reduction of original Note! Borrower was provided a 10 day window to accept and act on the DPO. CRF made it happen! We sincerely want to see each and every one of you be successful and we are committed to helping you achieve that success! If you have a project you'd like to discuss- Call US!!!! 888-316-1787

When we refer to "both worlds" we are referring to direct lending, brokering and anything in between. We are lenders with our own funds and have correspondence relationships with the most aggressive funding sources in the industry. At any given time we have access to over 500 lending sources and since we are not limited by our affiliation with any one bank, we are able to present your capital requirements to a broad spectrum of potential funding sources.

Apply Now!

Famous Chinese Proverb
He who asks a question is a fool for a minute; he who does not remains a fool forever.

The partner was horrified. "The judge is an honorable man," the partner exclaimed. "If you do that, I can guarantee you will lose the case!"

Weeks later the judge ruled in favor of the lawyer's client. The partner took him to lunch to congratulate him. "Aren't you glad you didn't send those cigars to the judge?", the partner asked.

"But I did send them," replied the lawyer. "I just enclosed the plaintiff's lawyer's business card!"

As banks continue tightening their purse strings, hard-money lenders are pouncing on the opportunity to lend to shunned borrowers.

It’s not the major financial firms you’d expect. As we write today, more of these lenders are everyday investors tapping their savings accounts to make a profit doling out mortgages.

So how does it work? Read More


HAVING PROBLEMS GETTING MONEY? For a Fast Closing CLICK HERE

In the commercial real estate finance world, the most valuable assets are time and relationships. Capital providers are swamped with financing requests, committee meetings and getting deals done. Like all of us trying to allocate our time wisely, Lenders and Equity Providers have to make a determination of which transactions they want to spend time reviewing.

The benefit to a Client of engaging a well-respected Broker on an Exclusive Basis is essential to the process of soliciting and closing a favorable financing. READ MORE

3 HOT New Products-1 Great Source
1st Coastal Commercial Capital!

1. Ground Up Construction for HOTELS?-YES We Can!!!!
This has been one of the toughest forms of financing to find and THIS WEEK we are rolling it out. Ground up construction on flagged hotels NATIONWIDE up to $5 million in loan amount! Quick hits: As little as 15% down, need strong experience and a feasibility study will be required prior to full underwriting. This is an SBA 7A loan but we get them closed!

2. Small Balance Bridge Loan NOW OPEN for Business! This is OUR OWN private money. We decide to do the deal and we go right to commitment. Closings in 3 weeks or less! (Shortest has been 8 days to closing).Quick Hits: We will consider ANY property type or deal with a good story. If we can believe the exit strategy, and the loan to value is 60% or less (65% on exception)-we will consider it. We have done vacant warehouses in Michigan, a cell phone tower, a note discount deal at 100% of the discount. We focus on loan amounts under $1 million and have minimal upfront due diligence. Simply put, this is the BEST small balance bridge loan on the planet! If you have a deal that just can't fit into conventional financing-GIVE US A CALL at 888-316-1787! We have other sources available with loan amouts above $1,000,000.

3. Investor Loans for GAS STATIONS AND HOTELS!
We have been able to do these loans on owner occupied deals for a while but finding investor money for gas stations and hotels has been very hard-but now we have it! Quick Hits: $750K-$5,000,000(under $750K case by case), INTEREST ONLY option available at 4.95% FIXED (1.5 DCR required).1.3 DCR required for principle and interest option. Triple net leased investor deals are the focus. Can also do RV Parks, retail, Mobile Home parks and MORE. This is a SMOKING investor product for the deals that the life conduits and big banks ignore. NO construction on this product.

Call Don at-888-316-1787 or email me at dg1stccc@aol.

APPLY HERE

__________________________________________________
Why We Live as Long as We Do...

On the first day God created the cow. God said, "You must go to the field with the farmer all day long and suffer under the sun, have calves and give milk to support the farmer I will give you a life span of sixty years."

On the third day God created the monkey. God said, "Entertain people, do monkey tricks, make them laugh. I'll give you a twenty year life span."

The monkey said, "How boring, monkey tricks for twenty years? I don't think so. Dog gave you back ten, so that's what I'll do too, okay?"

And God agreed again.

Man said, "What? Only twenty years? No way! Tell you what, I'll take my twenty, and the forty cow gave back, and the ten dog gave back and the ten monkey gave back. That makes eighty, okay?"

"Okay," said God. "You've got a deal."