1st Coastal Commercial Capital
Over 1000 Capital Sources


The Commercial Capital Gazette
Commercial Mortgage and Real Estate News
Published By 1st Coastal Commercial Capital

Benefits of Choosing 1st Coastal Commercial Capital for your Farm Loan!

Loan Products

1st Coastal Commercial Capital has farm loan products to fit your individual needs with competitive interest rates and flexible repayment terms on both adjustable and fixed-rate mortgages.

Adjustable Rates: 1-month, 1-year, 3-year, 5-year, 7-year and 10-year
Fixed Rates: 10-year and 15-year
Amortization: up to 30 years
Payment Frequency: monthly, semi-annual or annual
Prepayment Options: All loan products are open prepay
Conversion Option: Many loan products allow convertibility between loan products during the mortgage term

At 1st Coastal Commercial Capital we provide personalized financing from experienced lenders along with exceptional service. Take advantage of the country's most competitive farm credit programs today.

Loan Programs

1st Coastal Commercial Capital's Agricultural Finance has options to fit individual needs by offering a variety of flexible land loans, loan programs and loan application processes. Our staff will work with you to find the agricultural loan and loan program that best fits your needs.

Fast Track Loans*

The "Fast Track" loan program through the Secondary Market is a streamlined loan application process that provides fast loan approval requiring minimum loan documentation.

Key Loan Qualifications

Loan-to-Value: 55% maximum
Loan Amount: $1,000,000 maximum
Acceptable credit history and a minimum credit score of 720.
Debt-to-Asset Ratio: 40% maximum
Current Debt-to-Asset Ratio: 1:1 minimum
Debt Coverage Ratio: 1:1 minimum

Fully Underwritten Loans*

For loan applications requesting loan amounts or other terms that are outside "Fast Track" parameters, this funding source offers loan programs that utilize a more conventional loan application and documentation process.

Key Loan Qualifications

Loan-to-Value: 70% maximum
Credit Score: Acceptable credit history and a minimum credit score of 680
Debt-to-Asset Ratio: 50% maximum
Current Debt-to-Asset Ratio: 1:1 minimum
Debt Coverage Ratio: 1.25:1 minimum
Property Debt Coverage: 1:1 minimum

1st Coastal Commercial Capital's Agricultural Finance takes great pride in its Nationwide agricultural mortgage lending programs. We know that your needs will be met by those dedicated to not only offering outstanding loan programs, but supporting those programs with the best in customer service.


1st Coastal Commercial Capital - 3201 Mountain Rd Suite 116 - Pasadena, MD 21122
Office Phone: (410) 255-7437 Fax: (410) 360-1429 Cell Phone: (443) 257-9096
Toll Free Phone: (888) 316-1787


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