1st Coastal Commercial Capital
Over 1000 Capital Sources


The Commercial Capital Gazette
Commercial Mortgage and Real Estate News
Published By 1st Coastal Commercial Capital
100% Financing Possible!
Consider using this loan to:
Acquire a business Buyout a partner Expand your business by adding space and/or equipment Fund the down payment on a real estate purchase Improve your cash flow by refinancing existing debt including revolving accounts.
Loan details you should know about:
Term and amortization: 10 years (in some cases, 15-year is available) Longer amortizations available for large equipment as well. Loan sizes from $100k to $5 Million Conventional Financing - NO SBA GUARANTY FEES!! Interest rate: 7.50% - 8.50% APR Fixed for 5 years Loan fee of 3% to cover all costs (excludes appraisal and title fees). This is financed into the loan amount and included in the aforementioned rate.NO PREPAYMENT PENALTY pay this loan off at any time without additional fees/interest/penalties.The collateral for the loan is a first position lien on all business assets.(blanket UCC lien)Assignment of life insurance and disability or business overhead insurance for loans over $250,000.Personal guarantee of all owners. Borrowers must have at least one full year of experience as an associate or owner. Max documentation fee: $1,000 (this is covered with the 3%)Loan sizes vary and can be up to 100% of the purchase price in an acquisition as long as the practice is priced within market. Refinances can be up to 85% of the average gross revenue of the practice for the last 3 years. We do not require your office lease to be co-terminus with the loan term.Processing time: In and out in less than 30 days, barring delays due to appraisal or insurance Our underwriters are professionally trained to keep the interest of the professional a priority. They are experienced in working with borrowers of all sizes. Thus, they can fund loans anywhere in the country! So please give us a call today to see what we can do for you.
1st Coastal Commercial Capital - 3201 Mountain Rd Suite 116 - Pasadena, MD 21122
Office Phone: (410) 255-7437 Fax: (410) 360-1429 Cell Phone: (443) 257-9096
Toll Free Phone: (888) 316-1787
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